Banking Strategies to Power Smart Decisions

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Article

Aug 4, 2025

Open finance is arguably reshaping global financial services as we know it—expanding rapidly beyond traditional regulatory mandates into a powerful market-driven paradigm. Financial institutions are already increasingly leveraging open ecosystems, APIs, and artificial intelligence (AI) technologies to seamlessly embed financial capabilities...

Article

Jul 31, 2025

The broader financial services space, including banking, is experiencing a significant shift due to rapid advancements in AI. A particularly impactful innovation is agentic AI, which offers a new level of autonomy compared to traditional automation. In contrast to conventional systems,...

Article

Jul 25, 2025

In a financial services landscape increasingly shaped by technological convergence and generational shifts in investor and broader financial behavior, the conversation around digital assets, including cryptocurrency, has evolved. No longer relegated to speculative trading or niche financial circles, digital assets have...

Article

Jul 24, 2025

Regulation can be perceived as a burden, especially in industries that require managing evolving anti-money laundering (AML) and Know Your Customer (KYC) rules. But what if we’ve been thinking about it all wrong? While regulation is often seen as a constraint,...

Article

Jul 14, 2025

When one Arizona credit union sought to personalize their loan experience and grow membership, it began by exploring artificial intelligence (AI). The goal: improve the accuracy of credit decisioning to automate the credit worthiness of 70%-80% of their consumer applicants. Through...

Article

Jul 8, 2025

This article first appeared in the May BAI Executive Report: Unlocking value through technology optimization. Find more articles within covering tech decision-making spanning CX, fraud, core updates and more. In the past couple of years, select failures of large financial institutions have...

Article

Jul 8, 2025

As artificial intelligence (AI) reshapes the way business and society operate, a fundamental understanding of AI is quickly becoming a prerequisite for success across various industries and job roles. That’s certainly true in banking, where the rapid proliferation of AI...

Article

Jun 30, 2025

The ABA’s 2024 Core Platform survey reveals that even though overall satisfaction with core providers remains low, only one in five bankers expect to switch cores upon renewal. This isn’t terribly surprising; few bankers want to go through a core conversion...

Article

Jun 27, 2025

This article first appeared in the May BAI Executive Report: Unlocking value through technology optimization. Find more articles within covering the tech decision-making spanning CX, fraud, core updates and more. With recent regulatory scrutiny and customer losses surrounding Banking-as-a-Service (BaaS),...

Article

Jun 26, 2025

There was a time when large-scale disasters or disruptions like a hurricane or a high-profile security incident were relatively few and far between. When they did come up, large companies across industries – from communications to manufacturing – would respond by...

Article

Jun 25, 2025

This article first appeared in the May BAI Executive Report: Unlocking value through technology optimization. Find more articles within covering the tech decision-making spanning CX, fraud, core updates and more. Top 2025 technology priorities for U.S. banks indicate a push...

Article

Jun 16, 2025

The Banking, Financial Services and Insurance (BFSI) sector stands at the forefront of a transformation catalyzed by a new wave of artificial intelligence: agentic AI. Unlike traditional AI, which reacts to predefined inputs, agentic...

Job Aid

Jun 11, 2025

Learn more about what the BAI Policy Manager can do for your organization and to see how your organization can streamline the setup process, download BAI’s “Policy Management Implementation Guidelines” today!...

Article

Jun 9, 2025

A version of this article first appeared in the April BAI Executive Report: Growing quality deposits and customer acquisition. In the report, you’ll find content tackling deposit behavior trends, tech-enabled deposit growth strategies, liquidity and funding flexibility, plus more. In today’s...

Article

May 27, 2025

Despite the transformative potential of artificial intelligence (AI), many banks struggle to scale Proof of Concepts (PoCs) into full production due to integration challenges, data quality issues and regulatory hurdles. Legacy systems, compliance concerns and the fear of costly missteps...

Article

May 22, 2025

How do you tackle a huge question, and opportunity, like the one framing our topic in May’s BAI Executive Report: Which resources and priorities are key to optimizing technology at your banks and credit unions? In many ways, we could...

Article

May 19, 2025

Artificial intelligence (AI) is fundamentally reshaping how businesses operate — and this is especially true in banking and capital markets (BCM) as institutions embrace its transformative potential to improve operations, elevate customer experience and better manage risk. Once seen as...

Article

May 15, 2025

A version of this article first appeared in the March BAI Executive Report on Branches: Adapting for the modern customer. Inside the issue, you’ll find coverage on middleware upgrades to connect ATMs and branches to evolving digital platforms, smarter branch...

Article

May 15, 2025

Artificial intelligence (AI) is progressing quickly, with new developments reshaping industries on a global scale. Recently, DeepSeek, a Chinese AI startup, unveiled its R1 model and disrupted the AI landscape. Meanwhile, Manus, another China-based AI creator, is gaining increased attention...

Article

May 6, 2025

Community banks are being pushed to innovate and adapt at an unprecedented pace. They must maintain their core strengths of local focus and personalized service that have long set them apart from larger financial institutions. They must do all of...

Whitepaper

May 1, 2025

GenAI is revolutionizing the financial industry. This report delves into the transformative impact of GenAI and how it is not just driving an efficiency improvement, but a fundamental shift in how you might approach analysis and decision-making....