Banking Strategies to Power Smart Decisions

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Report

Keeping pace with the payments evolution

Jul 10, 2025

In our July BAI Executive Report: Keeping pace with the payments evolution, we hear from banking thought leaders who examine the consumer habits urging ever faster adoption of the new ways we all transact daily....

Payments

Article

Why financial institutions must rethink their payments back-office first

Mar 27, 2025

By Casey Scheer

Modernize or risk falling behind as customer expectations rise and competition intensifies.

Payments

Whitepaper

How to thrive in an evolving payments landscape

Mar 20, 2025

Discover what factors are influencing consumer behavior for traditional and emerging payment methods to better understand ways to meet your customer’s payment preferences and needs....

Payments

Article

How open finance could redefine global banking in 2025 and beyond

Aug 4, 2025

By Chad Davis

Open finance is arguably reshaping global financial services as we know it—expanding rapidly beyond traditional regulatory mandates into a powerful market-driven paradigm. Financial institutions are already increasingly leveraging open ecosystems, APIs, and artificial intelligence (AI) technologies to seamlessly embed financial capabilities...

Payments / Technology

Article

High-speed rails: Keeping pace with the payments evolution

Jul 30, 2025

By Rachel Koning Beals

I set out to write the introduction to the July BAI Executive Report: Keeping pace with the payments evolution, knowing that the payments space across financial services, retail and elsewhere is evolving with enough speed there’s a real chance...

Payments

Article

Digital asset custody: A strategic consideration for banks in the shifting crypto regulatory era

Jul 25, 2025

By John Geertsema

In a financial services landscape increasingly shaped by technological convergence and generational shifts in investor and broader financial behavior, the conversation around digital assets, including cryptocurrency, has evolved. No longer relegated to speculative trading or niche financial circles, digital assets have...

Payments / Technology

Webinar

Case study: How credit unions are bringing FedNow® instant payments to members

Upcoming: Aug 13, 2025

Join us for this webinar to gain practical insights into how instant payments support everything from mobile banking to direct lending. You’ll learn best practices along with pitfalls to avoid from real-world examples to better prepare you for your FedNow®...

Payments

Article

How mid-sized banks can win the payments race

Jun 3, 2025

By Radha Suvarna

From real-time payments to seamless business integrations, banks and credit unions are feeling the pressure to modernize their payment systems as business banking clients demand new tools and capabilities. According to recent research from Datos Insights, 96% of...

Payments

Article

Payment interoperability: Building a flexible ecosystem that supports businesses, banks and new user preferences

May 28, 2025

By Gabriel Grisham

A few decades ago, businesses didn’t have to give much thought to collecting payments or paying workers. Cash, check and credit card were the three predominant ways to exchange money, whether accepting a payment or delivering one. Today,...

Payments

Article

5 payment inefficiencies that are costing your bank: Lessons from Gen X

May 9, 2025

By Michael Kaplan

Beyond the visible $0.20 transaction fee lies a $20 reality: the true cost of payments is hiding in plain sight. Support calls, exception handling, manual reconciliation and payment friction multiply basic processing fees into significant expenses. The hidden inefficiencies in...

Payments

Article

Revolutionizing payment operations with real-time reconciliation

May 8, 2025

By Michael Meeks

The rise of instant payments, coupled with growing transaction volumes, has made manual and batch-based reconciliation processes insufficient. Delays or inaccuracies in reconciling transactions between different data sources can lead to millions in financial discrepancies. A recent proof-point that underscores the...

Payments

Article

Don’t get left behind: The urgency of instant payments

Apr 29, 2025

By Deepak Gupta

A Business Case for Financial Institutions Instant payments are becoming the norm in the financial sector, a dominating topic among Federal Reserve Financial Services and private sector thought leaders at recent Money 20/20 USA Conferences. The overwhelming consensus is that instant...

Payments

Webinar

Outside the login: Additional payment options you should be considering

Recorded: Apr 8, 2025

Join us for an exclusive live demo where we’ll share cutting-edge payment options designed to elevate the customer experience and drive operational efficiency. You’ll see firsthand how these solutions work in real-time and how they can increase adoption, improve collections...

Payments

Article

Why banks must reinvent BaaS

Mar 3, 2025

By Trent Sorbe

There can be a better version of Banking-as-a-Service by recentering the model, consolidating the technology and strengthening compliance infrastructure.

Payments

Article

Instant payment adoption: Are banks future-proofing or self-limiting?

Feb 19, 2025

By Booshan Rengachari

Clinging to legacy systems, cost uncertainties and a reliance on core providers are holding back FIs.

Payments

Article

2025 is the year to future-proof banking’s ATM and self-service networks

Feb 13, 2025

By Jodi Neiding

Updated payment card data security standards kick in, which creates an opportune time to review strategic initiatives and customer enhancements.

Compliance, Regulation & Risk / Payments

Whitepaper

Industry survey: Volante mid-tier bank payments report

Jan 7, 2025

In this report, explore deep insights into how mid-tier banks can accelerate payments modernization to meet growing customer demands and remain competitive in the dynamic financial ecosystem....

Payments