Banking Strategies to Power Smart Decisions

View BAI Banking Strategies content, BAI research and other BAI thought leadership.

Report

Quality deposit growth and customer retention

Jul 14, 2025

BAI spoke with thought leaders within the financial services industry to explore the latest on the deposit landscape. Learn more about how these industry leaders are bolstering healthier deposit growth and retention in this BAI Special Report....
Business Banking / Consumer Banking

Article

Automation in action: Shaping the future of small-business banking

Mar 21, 2025

By Blake Fortier
Shortening loan origination, creating consistent regulatory and credit checks and lowering the cost of manual processing improve the experience for clients and bankers.
Business Banking

Article

Leading through market change: A Q&A with Everbank COO Lindsay Lawrence

Feb 27, 2025

By Lindsay Lawrence, Rachel Koning Beals
This banking veteran shares her insights on fintech distinctions, smart hiring and other strategies that support sustained growth and a competitive edge.
Business Banking / Consumer Banking
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Article

It’s time for banks to treat SMB fraud as a priority, not an afterthought

Jul 29, 2025

By Jeff Scott
Small and mid-sized businesses (SMBs), the backbone of the U.S. economy, are increasingly susceptible to fraud. As this issue gains more national attention, owed in part to legislative and regulatory attention on scams, loan-abuse vulnerability, and other issues, banks have...
Business Banking / Fraud Prevention
business man handshake with technology

Article

We’re heading into 2025’s final months, so is this still the year of banking M&A?

Jul 28, 2025

By Amy Pierce
Is 2025 on track to be the biggest year for M&A activity? That’s a big topic of debate right now. The rapid changes to U.S. policies created M&A hesitation earlier this year. However, activity has been consistently rising for the last...
Business Banking / Consumer Banking

Article

Parlay Finance’s Alex McLeod on smartly expanding capital access for small businesses

Jul 17, 2025

By Alex McLeod
Here’s the next installment in our periodic Q&A series highlighting women leaders in the fintech and banking space. We feature the innovation, fortitude and experience it takes to thrive in this fast-changing industry. And our interviews explore business opportunities on...
Business Banking

Article

A KYC tipping point for banks, and steps your institution can take

Jun 24, 2025

By Wayne Johnson
Corporate clients generally want faster, more digital processes, and they are tired of jumping through hoops when it comes to Know Your Customer (KYC) processes. From stacks of paperwork to constant requests for the same documents, corporate treasurers are still...
Business Banking

Article

M&A success largely depends on one strategy: Trust through tech integration

Jun 13, 2025

By Emily Steele
In early 2025, U.S. banks announced 11 new mergers totaling $678 million in deal value, a strong start to the year’s M&A cycle and a sign that consolidation is far from slowing down...
Business Banking / Consumer Banking

Webinar

2025 State of U.S. Deposits Quarterly Series

Upcoming: Sep 10, 2025

Join our quarterly webinar series to stay informed of the latest deposit shifts and trends impacting consumer and small business banking. Upcoming webinar dates: September 10, and December 9. Sign up and gain insight into the knowledge needed to make...
Business Banking / Consumer Banking

Webinar

State of U.S. Deposits – June

Recorded: Jun 11, 2025

Watch this quarterly webinar series to stay informed on the latest insights impacting the consumer and small business ecosystem. Our industry experts will share the latest deposit shifts and trends and are available to answer your questions at the end...
Business Banking / Consumer Banking

Article

Why banks should rethink how they empower small businesses in the age of AI

Jun 11, 2025

By Naama Manova-Twito
Between tariffs, inflation and economic uncertainty, small businesses are navigating more than financial challenges. They’re grappling with customer acquisition and retention. For them, visibility, digital presence and marketing execution are critical to growth and...
Business Banking

Article

An updated banking sector and M&A outlook: Navigating uncertainty and innovation in 2025

May 5, 2025

By Mark Williams
The banking sector remains poised for potential transformation in regulation and deal-making activity, by our count, even as the industry is jostled by economic uncertainty and policy shifts from day to day. Initially, the expected business-friendly agenda of the new administration...
Business Banking / Consumer Banking

Article

A reliable framework for determining your bank’s balance sheet strategy

Apr 30, 2025

By Mac Thompson
It might come as a surprise that most banks don’t have a balance sheet strategy. Why? Over the past 15 years, they have focused on selling loans, collecting fees and declaring victory – without a true balance sheet strategy. Even financial...
Business Banking / Consumer Banking

Webinar

ProSight Banking Outlook: Small Business Banking Trends

Recorded: May 21, 2025

Join us for this complimentary ProSight webinar as we explore the latest trends, challenges, and opportunities shaping the future of small business banking. ProSight surveyed business owners across the country to understand their top priorities and the forces influencing their financial...
Business Banking

Report

State of the U.S. Deposit Market

Apr 22, 2025

This year's first installment of the quarterly State of the Deposit Market eBook series offers a comprehensive analysis of the underlying trends driving the current industry landscape. Powered by BAI's proprietary research, it reviews year-end results for 2024 and what...
Business Banking

Article

Corporate finance leaders can’t shake concern about bank failure risk, survey shows

Apr 14, 2025

By Rachel Koning Beals
The corporate finance leaders that place their substantial business deposits with U.S. banks hold lingering jitters about safety and soundness, and they will forgo a degree of return for greater confidence, according to one recent survey. That same survey, conducted...
Business Banking

Article

What businesses say is missing from their banking partner

Apr 11, 2025

By Brandon Spear
A significant mindset shift is expected from business leaders, from cautious optimism in 2024 to decisive action in 2025. More than half of CFOs expect their organization's profitability to increase this year, according to a BDO survey, with...
Business Banking

Article

It’s time to debunk behavioral myths in CRE lending

Feb 5, 2025

By David Eichenblatt
Traditional risk mitigation strategies are counterproductive, hurting bank portfolios.
Business Banking / Compliance, Regulation & Risk

Whitepaper

Business banking digital maturity model

Feb 4, 2025

In this market research report, learn why digital maturity is not only tied to the capabilities you offer through your business banking solutions, but it also correlates to the financial success of your organization....
Business Banking

Report

2025 ProSight Banking Outlook

Feb 3, 2025

The 2025 ProSight Banking Outlook (formerly the BAI Banking Outlook) offers plenty of valuable insights for an evolving financial landscape. Trends like digital banking dominance, rising AI integration and increased consumer demand for personalization are reshaping the industry. Get a deeper...
Business Banking / Consumer Banking

Article

Banks must rethink the fraud protections they offer SMB clients

Jan 30, 2025

By Frank Moreno
With business reputations on the line, sophisticated bad actors call for a stronger response.
Business Banking / Fraud Prevention

Infographic

U.S. consumer and small business deposit trends 2025

Jan 17, 2025

In the latest BAI Industry Insights: State of U.S. Deposits Webinar, BAI shared key findings from a year-to-date analysis of top-10 consumer banks to uncover market trends. Dive into these insights and their potential impact on 2025.
Business Banking / Consumer Banking

Article

How banks are preparing for a possible 2025 M&A boom

Jan 15, 2025

By Mark Williams
Steps include tapping AI help and hiring to build out sector and tariff expertise.
Business Banking / Compliance, Regulation & Risk

Webinar

State of U.S. Deposits

Recorded: Mar 12, 2025

In this presentation, informed by BAI's latest consumer and small business weekly deposit data and our team of industry analysts, we addressed the latest trends in deposits and what we expect to unfold this year....
Business Banking / Consumer Banking